Retirement often signals a desire for a more active lifestyle, free from the constraints of a full-time career. Many retirees, nearly 40%, relocate upon leaving the workforce, seeking communities that offer not only a sense of belonging and natural beauty but also opportunities for fitness and recreation without imposing a significant financial strain. This shift in priorities has led to the identification of several U.S. towns that excel in providing these desired elements.

Lexington, Kentucky, known as the “Horse Capital of the World,” offers a rich equestrian culture alongside abundant outdoor pursuits. With hundreds of acres of parks and nature reserves, residents can enjoy hiking, fishing, and boating. The city’s median home price of $319,000 sits comfortably below the national average, and its cost of living is also lower. Furthermore, Kentucky provides tax advantages for retirees, including exemptions on Social Security benefits.

Venice, Florida, recognized as the “Shark Tooth Capital of the World,” provides a picturesque coastal setting with ample opportunities for an active life. Its numerous parks, cycling trails, and proximity to the Intracoastal Waterway cater to outdoor enthusiasts. As a state well-prepared for its growing retiree population, Florida offers significant tax benefits, including no state income, estate, or inheritance taxes. While Venice’s median home price is slightly above the national average, nearby communities present more affordable housing options.

Cañon City, Colorado, steeped in gold rush history, serves as a gateway to the state’s stunning wilderness. This town of around 17,000 boasts a median home price approximately 10% below the national average and a cost of living significantly lower than the national average. Residents have easy access to parks like Temple Canyon and the Beaver Creek State Wildlife Area, as well as exceptional whitewater rafting on the Arkansas River.

Mesa, Arizona, defies its desert landscape by offering a surprising variety of outdoor activities. Retirees can explore hiking trails in the Superstition Mountains, enjoy kayaking on nearby lakes, and play golf on numerous courses. While its median home price is higher than the U.S. median, specific neighborhoods offer more competitive pricing. Mesa also boasts below-average food costs and a robust healthcare system well-equipped for an aging population.

Richland, Washington, situated in a drier, sunnier region of the Pacific Northwest, is a hub for outdoor enthusiasts. The city features a thriving wine scene and a community passionate about cycling, kayaking, and trail running. Though its median home price is higher than the national average, Richland’s overall cost of living is below the national and state averages, with affordable rents and low state taxes, making it an attractive option for active retirees.

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Keywords: active retirement towns, affordable retirement locations, best towns for retirees, active lifestyle retirement, retirement relocation, retirement affordability, retirement lifestyle, retirement communities